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The State Controlling Board has approved $1 million of Housing Trust Fund monies to be used for the Community Housing Improvement Program (CHIP), including $171,000 for two communities. Borrowers applying for new home loans slowed, despite a decline in mortgage rates for the second week in a row. Using data from the National Association of Realtors, he found that pending home sales rose 6.9% from December to July while actual closings were up only 2.1%. If both indexes had risen together, it would suggest a more seamless move through the entire real estate transaction. Part of the difference may be attributed to NAR's existing home sales index using a larger survey sample than the pending home sales index, Capital Economics said. The good news is more buyers are considering sales, but the divergence between initial contracts and closings could suggest falling home prices lie ahead.
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