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Mortage, morgage reported financial results for the fourth quarter and fiscal year 2005. Financial results for fiscal 2005, as reported under Generally Accepted Accounting Principles (GAAP), include several accounting items, including a change in the Company's inventory accounting policy, Middletown Refinancing Home Equity Loans the adoption of SFAS 123(R) requiring expense recognition of share-based compensation, and refinements to the Company's calculation of inventory related cost deferrals and vendor allowance recognition. On a reported basis for the fourth quarter, net income before cumulative effect of accounting change increased $14.0 million to $117.2 million, up 13.6% versus $103.2 million for the same quarter last year. Diluted earnings per share before cumulative effect of accounting change increased $0.11, or 14.7%, for the quarter to $0.86 in 2005 versus $0.75 in 2004.
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